Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Collisions can occur, and when they do, passengers may suffer injuries.
We will cover typical Uber accident injuries, the process of suing uber for accident determining fault, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.